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Home Solar & Batteries

Off-Grid Solar System for a Home: Full Sizing and Price Breakdown

An off grid solar system for home use has to do everything the utility does: make power, store it and deliver it on the worst winter week. That makes it far bigger and more expensive per kWh than a grid-tied system of the same size. Sizing starts with your loads, not your roof.

Electrical work can be dangerous: follow the manual, fuse and size every cable correctly, and use a licensed electrician for anything connected to household wiring.

Sizing an Off Grid Solar System for Home Use

Step 1: Daily energy. List every load with watts and hours. Example cabin-style home: 10 kWh/day (efficient fridge, lights, well pump, laptop, washer, mini-split part-time). A typical grid home uses closer to 30 kWh/day, so cutting loads is the biggest saving.

Step 2: Battery bank.

Usable kWh = daily kWh × days of autonomy

Days of autonomyUsable kWh (10 kWh/day)Nominal LiFePO4 at 80% DoD
110~12.5 kWh
220~25 kWh
330~37.5 kWh

Step 3: Array, sized for winter. Use PVWatts’ December output for your location. If your array makes 2 kWh per kW per day in December, then 10 kWh ÷ 2 ÷ ~0.85 system efficiency ≈ 5.9 kW. Summer production will be far higher.

Step 4: Inverter. Size for the largest combined load plus motor surge. A 120/240V split-phase inverter is needed for 240V well pumps.

Step 5: Generator. Most full-time off-grid homes keep a generator for long cloudy spells. An inverter-charger can start and charge from it automatically.

Example Price Breakdown (Illustrative)

ComponentExample sizeRough cost range
Panels6 kWVaries; check current listings
Racking (ground mount)6 kWVaries by type
LiFePO4 battery, 48V25 kWhVaries by brand
Inverter-charger, 120/240V8-12 kWVaries by brand
MPPT controller(s)6 kW arrayVaries
Wiring, fuses, disconnects, BOS—Often 10-20% of hardware
Generator7-10 kWVaries

Equipment prices change often, so we don’t quote fixed numbers here. Get current quotes for each line. Professional installation adds substantially.

Code and Permits

Off-grid systems still fall under NEC Articles 690 (PV) and 706 (energy storage), plus local building codes. Many lenders and insurers require permitted systems.

Worked Example: A Full Load List

Here is an illustrative load list for the 10 kWh/day home. Your appliance labels and a plug-in watt meter give real numbers.

LoadWattsHours/dayWh/day
Efficient refrigerator150 avg241,500 (about 1.5 kWh)
LED lighting1005500
Well pump, 240V1,0001.51,500
Mini-split heat pump70064,200
Washer5001500
Laptop, router, phones1008800
Microwave1,2000.25300
Standby and misc.3024720
Totalabout 10,020 Wh (10 kWh)

The mini-split is the swing load. In a cold snap it could run twice as long, adding about 4 kWh. That’s why winter sizing and a generator matter. For load math, see watts, volts and amps explained.

Worked Example: Battery Bank in Amp-Hours

Off-grid batteries are often sold in amp-hours at a set voltage. kWh = Ah × V ÷ 1,000.

BankVoltageAhNominal kWhUsable at 80% DoD
4 × 100 Ah48 V (series strings)1004.83.8
25 kWh target48 V5202520
37.5 kWh target48 V78037.530

For a 25 kWh bank at 48 V: 25,000 ÷ 48 ≈ 520 Ah. Higher voltage means lower current, which keeps cable sizes manageable. See 12V vs 24V vs 48V systems and depth of discharge and cycle life.

Worked Example: Winter vs Summer Array Output

Using the example rule of 2 kWh per kW per day in December and, say, 5.5 in June, a 5.9 kW array makes:

MonthkWh per kW per dayDaily output (5.9 kW × 0.85)vs 10 kWh need
December2.0about 10.0 kWhJust covers it
March4.0about 20.1 kWhSurplus
June5.5about 27.6 kWhLarge surplus

Off-grid owners often use summer surplus for “opportunity loads” such as water heating or pool pumps. Get real monthly figures for your site from PVWatts.

Choosing a Generator Size

A generator mostly needs to recharge the battery and run loads at the same time. If the inverter-charger accepts 60 A at 240 V of AC charging, that’s about 14 kW at full rate, but most systems limit charge current. A 7–10 kW generator, as in the table, is common for this size of home. Running it at a moderate, steady load is usually more efficient than short runs.

Step-by-Step: Planning Your Off-Grid Build

  1. Measure or estimate every load in watts and hours.
  2. Cut loads where you can, starting with heating, cooling and pumping.
  3. Pick a battery voltage (48 V for whole-home systems).
  4. Size the bank for 2–3 days of autonomy.
  5. Size the array from December PVWatts data.
  6. Pick an inverter for peak load plus motor surge.
  7. Add a generator and auto-start.
  8. Get permits under NEC 690 and 706.

Also see how many batteries to power a house.

FAQ

How much does an off grid solar system for a home cost?

It depends mostly on daily kWh and battery size. Get itemized quotes.

How many batteries do I need to go off grid?

Enough usable kWh for your daily use times days of autonomy.

Can I go off grid without a generator?

It’s possible with a large battery and array, but most full-time homes keep one.

What is days of autonomy?

It’s how many days the battery can run your home without sun. Two to three days is a common off-grid target, with a generator for longer stretches.

Is off-grid cheaper than grid-tied solar?

Usually not per kWh, because you must buy batteries, oversize the array for winter and often buy a generator. Off-grid makes most sense where a grid connection is expensive or unavailable.

What inverter size do I need off-grid?

Size it for your largest combined running load plus motor surge. See what size inverter do I need.

Sources: NREL PVWatts; NREL Solar program; NFPA 70 (NEC) 2023 Articles 690 and 706; NREL PVWatts; NEC Articles 690 and 706. Accessed Oct 2026.

Related: EcoFlow Delta 3 Max Homestead Uses, SunSwift 60A MPPT Solar Charge Controller Review

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